Once you have had an offer accepted on a property, we can then apply for your mortgage. At this appointment we will discuss and finalise with you how much you are going to borrow, over how many years, the interest rate and lender, and the lender’s fees.
As professional mortgage advisors in Solihull and Wythall, we aim to find the right mortgage for your requirements and if time is of the essence, we can select those lenders who are more efficient. We want to ensure you understand the mortgage process completely and will show you how we came to our recommendation. We’ll review the mortgage quotation with you in detail and once you have confirmed you accept our recommendation, we will officially apply for the mortgage, supplying all the relevant paperwork. The lender will then commission a valuation report to confirm the property is worth what you intend to pay for it.