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Mortgage Services

Moving home mortgage

If you’re asking yourself ‘what is a home mover mortgage?’ then we can help.

Home mover mortgage

When you move home your mortgage might not necessarily move with you. We can look into your existing mortgage to determine if it’s ‘portable’ and if your mortgage lender is likely to accommodate a request for further borrowing.

If your mortgage cannot be transferred to your next property, we’ll look at the early repayment charges your mortgage lender will charge to leave your current mortgage early and find a new mortgage with a lender that best meets your needs and demands.

Quick and easy mortgage process

Dealing with us is simple and fast. We have designed a secure customer portal to enable all paperwork to be easily uploaded and submitted and, where appropriate, we’ll liaise with all relevant third parties, keeping you informed every step of the way.

What we charge

We don’t charge a Mortgage Broker fee unless the loan amount is less than £100,000.

If the loan amount is between £60,001 and £100,000, our broker fee is £249. If the loan is under £60,000, the fee is £349.

Home insurance

We can offer you competitive quotes for buildings and contents insurance while we are securing your moving home mortgage.

We can help you prepare and submit all the moving home mortgage paperwork to make the process as easy and as hassle-free for you as possible. Our home insurance products have a 5-star Defaqto rating, proving that they are one of the highest quality offerings in the market.

Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.