As professional mortgage brokers in Solihull and Wythall our vision is the same now as it was when we set up in 2003 – to provide a highly personal service, building on our core values of honesty, integrity, and approachability.
A mortgage broker is someone who can access a wide range of mortgage products across a variety of lenders and can present a range of options to you, suitable for your needs.
Using a mortgage advisor is much quicker than visiting multiple high street banks or building societies and can save you hours of time on the internet searching for deals, only to find out that you may not meet the lender’s eligibility criteria.
You don’t have to – you can liaise directly with many banks and building societies yourself. But do you know if they will offer you the best rates?
Will you be speaking to the same person every time?
Do you trust the call centre operative you’re speaking to?
Will you know all the questions to ask about rate changes, early repayment charges, portable mortgages, buy to let mortgage criteria, arrangement fees, eligibility criteria?
Do you have the time to liaise with the lender as your application progresses or if there are issues with your mortgage valuation?
That’s why working with us is the easiest, safest, and most trusted way to secure the most appropriate mortgage deal for you.
There are many advantages of working with us, including:
In most instances we do not charge you any fees at all, as we receive a commission from the lender for arranging the mortgage. We would only need to charge you a fee if:
As we always work in the customers’ best interests, sometimes we advise them not to change their current arrangements. In this case, we don’t receive a commission from the mortgage lender and for those clients who would like to contribute, we ask instead that they make a small donation to Shelter – our chosen charity. Each year, with the support of our customers, we help around 500 people achieve their dream of owning their own home.
The security and happiness this brings is something many of us take for granted. Yet, in the West Midlands, around 1500 families are homeless with many more affected by poor housing. Shelter provides advice, representation, and support to those in need as well as campaigning for political change to tackle the causes of homelessness.
We prefer to meet on Zoom – it’s time -efficient, enables us to develop an effective working relationship with you, and keeps both parties safe. You can still ask us all the questions you need to, like how does remortgaging work, what is a home mover mortgage, or how to apply for a first time home buyer mortgage.
We work with most of them but there are a few that don’t work with mortgage brokers, such as First Direct.
The Oak Tree Mortgages Partnership LLP is Authorised and Regulated by the Financial Conduct Authority.
The Oak Tree Mortgages Partnership LLP is a Limited Liability Partnership.
The Financial Conduct Authority does not regulate some aspects of buy to let mortgages.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS
Registered in England and Wales No OC426885 Registered Address: 372 Stratford Road, Shirley, Solihull B90 4AQ.
Telephone 0121 733 8833 9:30am - 5:30pm, Monday - Friday. Email: firstname.lastname@example.org
We are entered on the Financial Services Register No 917270 at https://register.fca.org.uk/
The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.