You don’t have to – you can liaise directly with many banks and building societies yourself. But do you know if they will offer you the best rates?
Will you be speaking to the same person every time?
Do you trust the call centre operative you’re speaking to?
Will you know all the questions to ask about rate changes, early repayment charges, portable mortgages, buy to let mortgage criteria, arrangement fees, eligibility criteria?
Do you have the time to liaise with the lender as your application progresses or if there are issues with your mortgage valuation?
That’s why working with us is the easiest, safest, and most trusted way to secure the most appropriate mortgage deal for you.